Equity By Design

Dear Mom & Dad: Thanks for paying for college….but…NO YOU CANT MOVE IN!

ebdg0058 — Tue, 14 Feb 2012 03:30:18 +0000

What is it going to cost you to send your child to college? If you have saved enough money to send them to school…nice work…but if you saved the money in the wrong vehicle (s), its going to hurt you when trying to qualify for financial aid.

If your out of pocket cost for college is $30,000 / year, you will pay $120,000 over four years. Now, how many years do you have until retirement? 20 or so?!

Well…you just cost yourself $318,000 in retirement dollars. OUCH! God bless you if you have more than one child.

Allow me to introduce our College Cash Flow system. Through the use of this system, we are helping our college bound families to make the cost of school a NON-EVENT

Ask me how….call us today for a FREE – NO OBLIGATION consultation.

Something you can BANK on

ebdg0058 — Tue, 11 Oct 2011 21:18:47 +0000

For many Americans increasing spending levels and debt have had a negative impact on their way of life, families, and businesses. Traditional savings methods such as the 401k, IRA and Roth IRA, can limit you from the standpoint of inconsistent gains, illiquidity (try accessing your 401k or IRA before 59 1/2….you’ll wonder why you ever put your money there in the first place), overall instability and huge potential tax consequences in the future.

Infinite Banking is a concept that allows individuals to utilize Permanent Life Insurance in ways that most individuals and even professionals could never have imagined.

This concept is unique in that it has the ability to allow the policy holder(s) to take full advantage of the living benefits and guarantees only found within Permanent Life Insurance. Through Infinite Banking you may be able to: manage debt, decrease interest payments on loans (credit cards, personal lines of credit, business loans, etc), create a financing system similar to a bank, develop a tax deferred (or potentially tax free ) retirement program, just to name a few.

With our assistance you can discover how to create certainty in your long term savings model, eliminate the interest costs of life’s necessary purchases and increase tax savings.

You can pay for College without going broke

ebdg0058 — Mon, 15 Aug 2011 17:33:58 +0000

In a time where our income levels are not keeping up with inflation, but the cost of college is increasing at 3 times the rate of inflation….What can be done to keep our financial house from falling apart?!

Well…while there is no magic wand that will repair the state of our economy, there certainly are ways we can become better informed about the way we present ourselves to the colleges. Most people feel that they will just do what they can today…even if that means sending their child off to a local state school to keep from pilaging their own retirement accounts. The reality is that with proper planning, the “sticker price” of the school is much higher than the price you will actually pay to attend.

In fact…in our experience, when you plan correctly…you can usually send your student off to a private school for the same price…or LESS than the state school!

The next thing to be mindful of is that there are so many moving parts when trying to qualify for financial aid, and any one of these parts can cause a dramatic difference for what you will pay for school.

Errors on the financial aid forms is a biggie: The amount of financial aid forms submitted with errors is staggering. Submitting a form with errors will cause you time…and in this type of a process TIME IS MONEY! A lot of the funds the colleges give you are distributed on a first come-first serve basis.

To receive our free report titled AVOIDING the 7 BIGGEST mistakes families make when applying for financial aid….please fill out the info form on the “contact us” tab….and type FREE REPORT in the message box!